The Indiana Housing and Community Development Authority is now accepting applications for Indiana Homeowner Assistance Fund (IHAF).

IHAF is a mortgage payment assistance program for eligible Indiana homeowners in all 92 counties experiencing a hardship due to the COVID-19 pandemic.

Apply Now

See our IHAF Data Dashboard for real-time data about the Indiana Homeowner Assistance Fund.

Are you a renter?
The Indiana Homeowner Assistance Fund is for homeowners only. If you are a renter in need of assistance please visit www.indianahousingnow.org.

  • “Justin was my counselor and anytime I had questions he was there to answer them. The assistance helped. I lost my husband to cancer then Covid hit. It was a difficult time. I had extra medical bills and other expenses to cover. I wasn’t behind on my mortgage but money was very tight. The assistance gave me breathing room.”

    Received $4,875.72 in assistance.

    Brenda, 65-year-old homeowner from Clark County
  • “You made my life so much easier. I respect people who make life better. Very professional. Took a debt that I was not ready for and made it go away. Thank You again for what you have helped me with.”

    Received $5,347.56 in assistance.

    55-year-old homeowner from Clark County
  • “When Covid happened, it was a very bad time for me. I lost my job and wasn't sure how I was going to make it. I was 12 months behind on my mortgage and was looking at Foreclosure until IHCDA stepped in. I appreciate IHCDA for getting me caught up and paying my mortgage. Words cannot express how I’m feeling right now. Thank you, a million times over.”

    Received $18,467.28 in assistance

    Andrea, 56-year-old homeowner from Clark County
  • “Everyone was so kind and helped with many questions that I had. I totally appreciate everything that they've done for me it literally kept me out of a very depressing time. Thanks to everyone who helped.”

    Received $12,154.50 in assistance

    68-year-old homeowner from Allen County
  • “I've been hardened my whole life, never asked for help, took what falls I had and cleaned my wounds, limping on. I'm humbled by the help received, keeping my family from being homeless, and giving time to create a new path towards employment and financial stability. You saved my family, our home, our faith that good is still out there.”

    Received $9,934 in assistance

    42-year-old homeowner from Allen County
  • “Customer service was exceptional. Very informative. Kind. Easy to work with.”

    Received $34,549.95 in assistance

    42-year-old homeowner from Clark County
  • “I was in desperate need of financial help with keeping my home and with IHAF my anxiety was down tremendously. Greatly appreciated. Thank you.”

    Received $19,782.91 in assistance

    48-year old homeowner from Lake County
  • “The Indiana Homeowners Assistance Funds Program has been a great partnership in helping customers who have been struggling in making their mortgage payments. They have offered customers in the state of Indiana Reinstatement payments and monthly payments. They have made the process quick and easy by sending payments timely and accurately so they can be applied to the customer’s accounts. The staff at IHAF do a great job and have been helpful in addressing any questions and concerns for our customers.”

    Steven Tanevski, Section Manager, Huntington National Bank
Find other programs offered by the Indiana Housing and Community Development Authority
and additional COVID-19 resources, including Gov. Holcomb’s executive orders to protect and support Hoosiers.