The Indiana Homeowner Assistance Fund (IHAF) has closed its application portal.
Applications can no longer be completed or submitted.

1-877-GET-HOPE




The Indiana Foreclosure Prevention Network (IFPN) agencies and counselors stand ready to assist households who have mortgage delinquencies or are facing imminent foreclosure. This service is confidential and free of charge. Our HUD certified counselors will work with you and your lender to create the best course of action for you and your family.

Find a Foreclosure Prevention Counselor


Utility Assistance — The Low-Income Home Energy Assistance Program (LIHEAP) and the Low-Income Home Water Assistance Program (LIHWAP) help Hoosier homeowners and renters pay their heat, electric and water bills. For questions about LIHEAP or LIHWAP please email eap@ihcda.in.gov

Mortgage Assistance — Currently Unavailable. The Indiana Homeowner Assistance Fund (IHAF) assisted Indiana homeowners with low to moderate incomes who had experienced financial hardship due to the COVID-19 pandemic. Assistance was applied to mortgage payments, property taxes, insurance, or fees associated with the homeowner’s primary residence only. Awards were limited to one award per household and were provided in the form of 5-year forgivable, interest-free loans.

Between February 2022 and August 2024, IHAF provided more than 11,300 Hoosier households with an average of over $13,000 in assistance.

Housing Counseling — If you would like to speak with a certified housing counselor, you can visit the U.S. Department of Housing and Urban Development’s (HUD) website and find a housing counseling agency near you. Click here for a list of approved counseling agencies.