The Indiana Homeowner Assistance Fund provides financial assistance and counseling services to Indiana homeowners with low to moderate incomes who have experienced a financial hardship due to the COVID-19 pandemic.

Applications completed and submitted on or after 10/21/23 cannot be guaranteed IHAF assistance. All applications are subject to eligibility review and the availability of funds.

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Financial assistance can be provided to those homeowners who are struggling to pay their mortgage, property taxes and other eligible home-related expenses.

See our IHAF Data Dashboard for real-time data about the Indiana Homeowner Assistance Fund.

Are you a renter?
The Indiana Homeowner Assistance Fund is for homeowners only. If you are a renter in need of assistance please visit www.indianahousingnow.org.

Updated 9/22/2023 – On October 21, 2023, the Indiana Homeowner Assistance Fund (IHAF) will begin holding new applications until sufficient funds are available to make additional awards. All applications are subject to eligibility review and the availability of funds. Applications received on or after October 21 cannot be guaranteed financial assistance.

The program is designed to assist those Indiana homeowners with low to moderate incomes who have experienced a financial hardship due to the COVID-19 pandemic. Assistance can be applied to mortgage payments, property taxes, insurance, or fees associated with the homeowner’s primary residence only. Awards are limited to one per household and are provided in the form of a 5-year forgivable, interest-free loan. All existing program eligibility requirements will remain in effect for future applicants and awards.

Between February 2022 and October 2023, the Indiana Homeowner Assistance Fund (IHAF) provided more than 9,100 Hoosier households with an average of over $13,000 in assistance in the form of mortgage reinstatement, ongoing mortgage payments, and the payment of delinquent property taxes, homeowner’s insurance, and homeowner association fees. With the amount of assistance that has already been disbursed, the funds that are currently obligated for upcoming payments, and number of applications that are being processed, the HAF is very near to providing the total amount of funds available for homeowner assistance.

  • “Justin was my counselor and anytime I had questions he was there to answer them. The assistance helped. I lost my husband to cancer then Covid hit. It was a difficult time. I had extra medical bills and other expenses to cover. I wasn’t behind on my mortgage but money was very tight. The assistance gave me breathing room.”

    Received $4,875.72 in assistance.

    Brenda, 65-year-old homeowner from Clark County
  • “You made my life so much easier. I respect people who make life better. Very professional. Took a debt that I was not ready for and made it go away. Thank You again for what you have helped me with.”

    Received $5,347.56 in assistance.

    55-year-old homeowner from Clark County
  • “When Covid happened, it was a very bad time for me. I lost my job and wasn't sure how I was going to make it. I was 12 months behind on my mortgage and was looking at Foreclosure until IHCDA stepped in. I appreciate IHCDA for getting me caught up and paying my mortgage. Words cannot express how I’m feeling right now. Thank you, a million times over.”

    Received $18,467.28 in assistance

    Andrea, 56-year-old homeowner from Clark County
  • “Everyone was so kind and helped with many questions that I had. I totally appreciate everything that they've done for me it literally kept me out of a very depressing time. Thanks to everyone who helped.”

    Received $12,154.50 in assistance

    68-year-old homeowner from Allen County
  • “I've been hardened my whole life, never asked for help, took what falls I had and cleaned my wounds, limping on. I'm humbled by the help received, keeping my family from being homeless, and giving time to create a new path towards employment and financial stability. You saved my family, our home, our faith that good is still out there.”

    Received $9,934 in assistance

    42-year-old homeowner from Allen County
  • “Customer service was exceptional. Very informative. Kind. Easy to work with.”

    Received $34,549.95 in assistance

    42-year-old homeowner from Clark County
  • “I was in desperate need of financial help with keeping my home and with IHAF my anxiety was down tremendously. Greatly appreciated. Thank you.”

    Received $19,782.91 in assistance

    48-year old homeowner from Lake County
  • “The Indiana Homeowners Assistance Funds Program has been a great partnership in helping customers who have been struggling in making their mortgage payments. They have offered customers in the state of Indiana Reinstatement payments and monthly payments. They have made the process quick and easy by sending payments timely and accurately so they can be applied to the customer’s accounts. The staff at IHAF do a great job and have been helpful in addressing any questions and concerns for our customers.”

    Steven Tanevski, Section Manager, Huntington National Bank
  • "Everyone I dealt with was amazing. Thank you for your help, this has really helped our family!"

    Received $47,644.99 in assistance

    48-year-old homeowner from Vanderburgh County
  • "There are no words that can explain how I feel. You helped me when I had no one to turn to. Thank you so much."

    Received $2,424.30 in assistance

    Andrew, 38-year-old homeowner from Gibson County
  • "They made you feel very comfortable, never judged you from your situations. Tried to help as much as possible. Also very knowledgeable in the program to help you every step of the way.

    My husband had passed during COVID and I was left with 4 small children ranging from twelve to two to raise. IHAF definitely stepped in and took a lot of stress off my shoulders while going through a tough time. This will tremendously help me and my kids going forward. A huge thank you to everyone for making this happen for us and we are so appreciative of all the help. Thank you!"

    Received $8,982.48 in assistance

    35-year-old homeowner from Warrick County
  • "IHAF is a blessing. I lost my job and couldn’t get unemployment. IHAF helped catch up my HOA and assisted me with my mortgage for the next six months. IHAF has been a true blessing. I lost my son. A month later I lost my sister due to Covid. My 3 uncles due to Covid. This assistance put some positive back in my life."

    Received $14,423.96 in assistance

    Gayle, 67-year-old homeowner from Lawrence County
  • "It was a long, detailed process, but understandable due to circumstances. I was greatly appreciative of this offer and assistance during a difficult time. Everyone was friendly and polite. Helpful. Caring. Nonjudgmental."

    Received $5,687.40 in assistance

    Donna, 53-year-old homeowner from Marion County
  • "I appreciate everything. It took worry off about how I was going to try and pay my delinquent property taxes and gives me more time to try and get some things together. Thank you so much."

    Received $2,075.38 in assistance

    71-year-old homeowner from Marion County
  • "They saved my family from losing our home after facing tragedy after Covid."

    Received $19,068.98 in assistance

    Oshay, 32-year-old homeowner from Marion County
  • "The program kept me & my family from being homeless! I’m so thankful for programs like this."

    Received $31,627.59 in assistance

    58-year-old homeowner from Marion County
  • "59-year-old homeowner from Marion County"

    Received $10,792.02 in assistance

    Great customer service skills, very helpful with helping me to upload documents.”
  • "I was out of work my hours were cut and this program helped me get caught up and helped with future payments."

    Received $13,118.38 in assistance

    33-year-old homeowner from Marion County
  • "Really helped us during our hardship, I couldn't be more Blessed with the support provided and the easy process. We will forever be grateful and hope to pay it forward in the future!! Thank you to everyone that makes this possible!"

    Received $24,651.68 in assistance

    40-year-old homeowner from Marion County
  • "I am so thankful. My dream was to always own my own home and when the COVID pandemic hit I was in jeopardy of losing my home. IHAF helped me get current and keep my home. I don’t know where I would be without their help. Thank you so much."

    Received $11,022.84 in assistance

    Miguel, 47-year-old homeowner from Marion County
Find other programs offered by the Indiana Housing and Community Development Authority
and additional COVID-19 resources, including Gov. Holcomb’s executive orders to protect and support Hoosiers.