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Mortgage Payment Assistance

Indiana’s Hardest Hit Fund provides mortgage payment assistance for homeowners who have experienced qualifying involuntary financial hardships.

This loan may also be used to bring delinquent mortgage payments current or to reduce monthly mortgage payments to a more affordable level.

Transition Assistance Program (TAP)

For eligible homeowners who are executing a short sale or deed-in-lieu of foreclosure and leaving the home in a marketable condition.

This program provides financial help homeowners achieve an orderly exit from their home, and transition into stable and affordable housing.

Under TAP, homeowners can receive $2,500 to assist with moving and relocation expenses, and lenders/servicers can receive up to $5,000 to extinguish and release subordinate liens as part of a short sale or deed-in-lieu of foreclosure agreement.

Free financial counseling

We provide free foreclosure prevention counseling to any Indiana homeowner who needs it. Just call 1-877-GET-HOPE (1-877-438-4673) to speak to a certified counselor.

The IFPN may also provide access to legal services for some qualifying homeowners.

Counseling Agencies

IFPN partners with nonprofit housing counseling agencies around Indiana to deliver programs and to support participants. By clicking on the “Apply” button above or calling 1-877-GET-HOPE, you will be connected with a counselor who will help you with your mortgage lender. View a list of our counseling agency partners.

Community Groups

Community groups can benefit from spreading the word about the Hardest Hit Fund to its members. We invite you to visit our community groups page for downloadable resources for sharing with churches and other nonprofit organizations. These materials will help educate your leadership, congregation and local community about this important program.

Participating Lenders

More than 300 lenders participate in Indiana’s Hardest Hit Fund. To see if your mortgage lender is part of our program, view the participating lender/servicer list. Don't see your lender listed? Call us at 1-877-GET-HOPE (1-877-438-4673) to apply for assistance and request that the lender be added.

Blight Elimination Program

The Blight Elimination Program was designed to allow local municipalities to address blighted, vacant and abandoned homes in Indiana. The program demolishes blighted and abandoned homes that are beyond repair. The goal is to stabilize Indiana neighborhoods by offering a variety of end uses for newly cleared properties, including green space and redevelopment. Municipalities must apply for the funds from the funding division in which their county is located. If you have any questions, please contact feedback@ihcda.IN.gov.

Learn more about Indiana’s Blight Elimination Program.