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Programs

Indiana’s Hardest Hit Fund (HHF) provides one-time mortgage reinstatement-only assistance up to $30,000 to qualifying applicants, and foreclosure prevention counseling to any Indiana homeowner who needs it—absolutely free. Funded by the U.S. Department of the Treasury, Indiana’s HHF is a statewide program that assists Indiana homeowners who are at risk of mortgage delinquency and foreclosure. Learn more.

The Indiana Foreclosure Prevention Network (IFPN) was developed by a coalition of community organizations, housing-related agencies, government agencies, lenders and banks, to assist Indiana homeowners who are struggling with — or who are at risk of — mortgage delinquency and foreclosure.

Free Financial Counseling

We provide free and confidential foreclosure prevention counseling to any Indiana homeowner who needs it.

Our IFPN counselors help homeowners create a budget to be able to afford their mortgage payments, if possible. Housing counselors also help homeowners apply for a loan modification to make their mortgage payments affordable.

By calling 1-877-GET-HOPE (1-877-438-4673), you will connect with an IFPN housing counselor who can help you understand your options to avoid foreclosure.

Counseling Agencies

IFPN partners with nonprofit housing counseling agencies around Indiana to deliver programs and to support participants. By clicking on the “Apply” button above or calling 1-877-GET-HOPE, you will be connected with a counselor who will help you with your mortgage lender. View a list of our counseling agency partners.

Participating Lenders

More than 300 lenders participate in Indiana’s Hardest Hit Fund. To see if your mortgage lender is part of our program, view the participating lender/servicer list. Don't see your lender listed? Call us at 1-877-GET-HOPE (1-877-438-4673) to apply for assistance and request that the lender be added.

Blight Elimination Program

The Blight Elimination Program was designed to allow local municipalities to address blighted, vacant and abandoned homes in Indiana. The program demolishes blighted and abandoned homes that are beyond repair. The goal is to stabilize Indiana neighborhoods by offering a variety of end uses for newly cleared properties, including green space and redevelopment. The Blight Elimination Program was permanently closed to new applicants as of May 2018.

Learn more about Indiana’s Blight Elimination Program.